I charged it to the max and pif several times per month. See your approval odds Rates & fees Rates, fees and offers Annual fee $0 Rewards rate 1x Bonus offer N/A Intro APR N/A Ongoing APR APR: 18. You need to build a relationship with them. 39 out of 5 Recommended credit score Fair to Excellent (580-799) Rewards Rate: 3x Points per dollar spent at restaurants. Read up on everything you need to know about credit scores, as well as myths that can drag down your credit. Plus, earn unlimited 1% cash back on all other purchases – automatically. Authorize other Navy Federal members to add money to the card. For more information, view the More Rewards American Express® Card Program Description. 00% APR, are based on creditworthiness, and will vary with the market based on the U. Navy Federal Credit Union offers a variety of credit card options that can help you maximize your rewards earnings. The Navy Federal GO BIZ® Rewards Credit Card is a small business credit card exclusive for Navy Federal Credit Union members wanting to earn unlimited 1x points per dollar from all eligible business purchases. 00%, Variable Ongoing APR APR: 11. Navy Federal Platinum Credit Card Review 2023. Navy Federal Rewards are worth 1 cent per point and can be redeemed for cash back, travel, gift cards or merchandise through the Navy Federal website. Just saying i dont believe not getting the 25k means they dont want to give more. How Much Could You Earn With a Rewards Credit Card?. Navy Federal Credit Union GO REWARDS® is an option for those, who need Classic features. $49 Regular APR 14. Navy Federal CU now sending me an invite for one of their. Number of Cards: You can add up to 5 cardholders. Rewards Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. I agree; you got a lot since applying the first time with them. Get the Navy Federal Credit Union® GO REWARDS® Credit Card card today. The Navy Federal Credit Union Platinum card offers a cash-advance APR that is only 2% higher than your regular APR, and it will not exceed 18%. The Navy Federal Platinum Credit Card credit limit is between $500 and $50,000. To redeem your Navy Federal GO BIZ Rewards Card points, log in to your Navy Federal online account, call customer service at (855) 575-4642, or use the Navy Federal mobile app. Best Navy Federal Credit Union Cards of May 2023. 2023 Navy Federal Personal Loans Review. There are steps you can take to improve your odds of approval and securing a great rate. When to Ask for a Credit Limit Increase. Navy Federal nRewards Secured Card: Ideal If Youre Eligible >Navy Federal nRewards Secured Card: Ideal If Youre Eligible. 99 percent and 18 percent variable. 00% Variable Balance Transfer APR: 13. Navy Federal More Rewards American Express® Card At a Glance Maximize your everyday spending with 3X points at supermarkets, 3X points on gas and transit, 3X points at restaurants and 1X points on everything else. It comes with no annual fee, no foreign transaction fees, and low ongoing annual percentage rates (APRs). GO BIZ Rewards Mastercard® Business Credit Card Review. You can either deposit some money in checking or savings and use it or apply for a secured card. 75% cash back on net purchases for cardholders with direct deposit at Navy Federal, or 1. To be eligible for the 15,000 points offer, you must make $1,500 or more in net purchases. Navy Federal nRewards Secured Credit Card 2023 Review. What are the Navy Federal credit card approval requirements? The Navy Federal credit card approval requirements include a credit score of at least 700 (good credit), in most cases. Re: Chances of approval with Navy Federal. The most compelling reason to apply for Navy Federal Credit Union’s Go card is its consumer-friendly pricing. Rewards Rate: 3x Points on travel. Other cards have way better offers. 00% Variable We recommend more cards Capital One Spark Cash Select - $500 Cash Bonus None Annual Fee 17. If you have a few different rewards cards in your wallet, use the best credit card for the specific purchase you’re making. Best Navy Federal Credit Cards & Reviews (May 2023). The Navy Federal GO BIZ® Rewards Credit Card is a small business credit card exclusive for Navy Federal Credit Union members wanting to earn unlimited 1x. Navy Federal Visa Signature Flagship Rewards Credit Card One-Time Offer. Navy Federal More Rewards American Express® Card review. ATM Withdrawal Limit: $600 (Account Owners can customize limits for other cardholders) Total Card Load Limit: $10,000. odds of me getting approved for a. Keep in mind that scores arent the only thing considered, that Navy has their own internal scoring system, and obviously there are other factors such as income, etc. Navy Federal CashRewards Email Invitation. GO REWARDS credit cards earn 3 points for every $1 of net purchases made at restaurants, 2 points for every $1 of net purchases made for gas, and 1 point for every $1 of other net purchases. 8 Welcome Bonus N/A Annual Fee $0 Regular APR 13. As of 04/29/2023, n Rewards® Secured card rate is 18. Get the Navy Federal Credit Union® GO REWARDS® Credit Card card today. Other Navy Federal credit cards require a credit score of 750+ (excellent credit). For example, if you can earn 2 points on gas with one membership rewards card and only 1 point with another, use the card that pays 2 points when you purchase gas. Rewards Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. What I dislike about their cash reward card, is the signup bonuses. This video is a review about the Navy Federal Go Rewards Credit Card. Navy Federal Credit Union offers five credit cards: Platinum, GO REWARDS®, Visa Signature® Flagship Rewards, Navy Federal More Rewards American Express® Card, and nRewards® Secured. The APR applicable to cash advance transactions will be a variable cash advance APR up to 2% higher than the APR for purchases. Offer valid for cardholders issued new Navy Federal GO REWARDS credit card accounts. GO REWARDS credit cards earn 3 points for every $1 of net purchases made at restaurants, 2 points for every $1 of net purchases made for gas, and 1 point for every $1 of other net purchases. Doesn’t Require Excellent Credit. Navy Federal Credit Union Platinum Credit Card: One way to estimate your credit card approval odds is to check for pre-approval. Earn a solid, straightforward 1. 5% cash back on your purchases or earn up to 1. Get our Navy Federal More Rewards American Express® Card, and you could save on interest with a 1. However, Navy Federal also offers options for people with bad credit. Earn 10,000 bonus points when you spend $1,000 within 90 days of account opening. USAA Rewards Visa Signature Credit Card 2023 Review. Points are worth an average of 1 cent each when redeemed for gift cards or cash back, which are the best redemption options. Despite its shortcomings, the Navy Federal Credit Union Visa Signature Flagship Rewards card is a good value for the money, particularly for cardholders with excellent credit. 99% intro APR for 9 months from account opening on. Navy Federal Credit Union (NFCU) offers personal loans between $250 to $50,000 to its members. 00% Terms & Conditions Apply Now Card Details Add to Compare Go to. In addition, you pay no cash-advance fees if you use an NFCU ATM. Navy Federal Credit Union GO REWARDS® is an option for those, who need Classic features. The most compelling reason to apply for Navy Federal Credit Union’s Go card is its consumer-friendly pricing. To be eligible for the 15,000 points offer, you must make $1,500 or more in net purchases with the card within 90 days of account opening. 00% Terms & Conditions Apply Now Card Details Add to Compare Go to Compare. 99% to carry a balance, which is one of the lowest rates you can get on a rewards credit card. Here are some reasons you might decide to get your first credit card: Building credit for a healthy financial future. A GO REWARDS restaurant or gas purchase may only earn 1 point per dollar spent, depending on the merchant code used to process the transaction. Because the card is a Navy. Navy Federal Rewards are worth 1 cent per point and can be redeemed for cash back, travel, gift cards or merchandise through the Navy Federal website. Navy Federal Approval Chance?. Ive had a secured nRewards ($2000) since November, but my 3rd statement hasnt cut. 4 Welcome Bonus N/A Annual Fee $0 Regular APR 10. 99%, the APR is low for a rewards card, and the card’s annual fee of $49 per year is also relatively affordable. What I dislike about their cash reward card, is the signup bonuses. Navy Federal Credit Union GO REWARDS® Credit Card. If youre a Navy Federal member, youre in luck! I applied for this card in December with a 726 TU and 689 EQ and got approved for $25,000. New LLCs seeking business more. 00%, Variable Cash Advance APR: 20. Many major issuers will allow you to check for free. Its quite possible Op could still get another card. GO REWARDS® Credit Card Special Offer. Your Navy Federal Credit Union Visa Signature® Flagship Rewards Credit Card approval odds are good if you have a credit score of 750+, which is considered. Earn 40,000 bonus points (a $400 value) when you spend $4,000 within 90 days of opening your account and a free year of. The Navy Federal Credit Union GO REWARDS® Credit Card is a rewards-earning credit card with no annual fee. Navy Federal Rewards are worth 1 cent per point and can be redeemed for cash back, travel, gift cards or merchandise through the Navy Federal website. How to Apply For the Navy Federal GO Rewards Credit Card. What are the Navy Federal credit card approval requirements? The Navy Federal credit card approval requirements include a credit score of at least 700 (good credit), in most cases. With a relatively low APR and a solid rewards program redeemable for cash back, award travel, merchandise, it’s a great choice for folks seeking a greater variety of credit card rewards. Re: Chances of approval with Navy Federal. The APR applicable to cash advance transactions will be a variable cash advance APR. Otherwise, $0. For high approval odds you need to have Fair to Excellent (580-799) credit score. Navy Federal Credit Union has an online pre-approval page where members can quickly check their odds of approval for certain Navy Federal credit cards before they actually apply for one. Navy Federal Credit Union GO REWARDS® Credit Card: 700 (Good credit). Building good credit, or a credit history, is an important step to meeting some financial goals, like buying a house or starting a business. Navy Federal Credit Union (NFCU) offers personal loans between $250 to $50,000 to its members. 00% APR, are based on product type and creditworthiness, and will vary with the market based on the. Bank of America® Unlimited Cash Rewards credit card: Best for Long 0% period for transfers and purchases + flat-rate cash back Chase Slate Edge℠: Best for Long 0% period for transfers and. Key Takeaways Credit & Debit Card Resources Credit & Debit Card Basics Avoid Rookie Credit Mistakes Credit & Debit Card Basics 5 Credit Card Mistakes to Avoid Credit & Debit Card Basics Average Credit Card Debt:. Authorize other Navy Federal members to add money to the card. Easiest Navy Federal Credit Card to Get Approved For. The Go Rewards card charges cardholders with the best credit scores just 8. Updated January 19, 2023 Advertiser Disclosure Our Methodology Apply now Our Rating: 4. You have to spend like $2000 over 3 months (doable) for a measly $150. However, its loan amounts don’t stack up well compared to NFCU. Other Navy Federal credit cards require a credit score of 750+ (excellent credit). Navy Federal Credit Union Personal Loans Review 2023. 49% for a loan term of up to 36 months, 14. Honestly you’re new with navy & that’s why you got denied. Current NFCU members may also receive pre-approved offers periodically by e-mail or when logging into their card’s online account. credit score 630-850 (Average - Excellent) See your approval odds Rates & fees Rates, fees and offers Annual fee $0. Checking Your Credit Card Approval Odds Without. Citi also allows applicants to see if they pre-qualify for any credit card offers without a hard pull on their credit. Meanwhile, cardholders with lower scores are charged a maximum. Get the Navy Federal Credit Union® GO REWARDS® Credit Card card today. Rewards Rate: 3x Points on travel. See your approval odds Rates & fees Rates, fees and offers Annual fee $0 Rewards rate 1x Bonus offer N/A Intro APR N/A Ongoing APR APR: 18. Offer valid for cardholders issued new Navy Federal GO REWARDS credit card accounts. 3K subscribers 0 Dislike Share No views Aug 18, 2022 Navy Fed GO BIZ REWARDS Credit Card for New LLC: How to Get Approved (Even If You’re a New Member). If you use your card in a different ATM, the cash-advance fees range from 50 cents domestically to $1 internationally. Its more normal to get 2x or 3x on that limit. So it’s important to consider that you’ll only score the best rate if you have a good credit history. Get the Navy Federal Credit Union® GO REWARDS® Credit Card card today. $8,400Credit Limit 18% variable APR, $0 Annual Fee Acceptance Code: 24610 This information reflects your standard APR and Annual Fee. Navy Federal Go Rewards Approval OddsIntro Offer: 35,000x Bonus points (a $350 value) when you spend $4,000 within 90 days of opening your account. Navy Federal Cash Rewards. Apply Now GO REWARDS ® If you live life on the go, our GO REWARDS card is for you. Navy Federal Credit Union Credit Card Reviews 2023. See your approval odds Why We Like It Pros & Cons Product Details This cards ongoing rewards make it a valuable pick for PenFed members, especially if you can qualify for the 2% rate, which. Navy Federal GO REWARDS® Credit Card 2. Yeap and I have 2 collections both are medical and at that point 10 inquiries so I would do pre approval and go for the GO REWARDS card if offered Reply ilovep2019 •. Chase freedom unlimited has a monster signup bonus right now. The maximum APR for all loan terms is 18%. credit score 690-850 (Good - Excellent) See your approval odds Rates & fees Rates, fees and. Re: Chances of approval with Navy Federal. Honestly you’re new with navy & that’s why you got denied. 00% APR, are based on product type and creditworthiness, and will. The Navy Federal Credit Union Platinum credit card offers a low variable APR between 8. USAA is another credit union that caters to veterans and military members. Because the card is a Navy. Annual Fee: $0 Purchase Intro APR: None Regular APR: 12. 00%, Variable Recommended Credit Score 630 850 average -. After 91 days try to apply for a credit card. Navy Federal Credit Union® cashRewards Credit Card 3. 25k can be achieved from that cl but it usually takes time. Navy Federal Credit Union offers a variety of credit card options that can help you maximize your rewards earnings. Navy Federal Visa Signature Flagship Rewards Credit Card One-Time Offer. For example, Navy Federal Credit Union’s nRewards® Secured card offers point rewards while you build your credit, with the option to upgrade to cash rewards after six months of good credit history. So its important to consider that youll only score the best rate if you have a good credit history. Re: Chances of approval with Navy Federal. Re: Chances of approval with Navy Federal. but theyre one of the best CUs out there for rebuilders. Navy Federal nRewards Secured Card: Ideal If Youre Eligible. Everyone who gets approved for the Navy Federal Platinum Credit Card is guaranteed a credit limit of at least $500, but the higher an applicants credit score and income are, the higher the starting credit limit is likely to be. 00% variable Credit Score Average to Excellent Pros No annual fee No balance transfer. 00% Variable We recommend more cards. Monitor your credit score through the Mission: Credit Confidence® Dashboardand get alerts whenever there is a change. The Navy Federal Credit Union GO REWARDS® Credit Card is a rewards-earning credit card with no annual fee. Rewards Earn 15,000 bonus points (a $150 value) when you spend $1,500 within 90 days of account opening. 50 per domestic transaction or $1. Online: Visit the cards online page and select “Apply Now. The Navy FCU nRewards® Secured Credit Card * earns an unlimited 1 point per dollar on eligible net purchases. GO REWARDS® from Navy Federal Credit Union — all information about the credit card. It wont hurt your credit score. And, pay attention to limited-time offers. Opening a credit card account and paying off the balance each month is a great way to. Rewards Review: Rewards, Benefits >Visa Signature® Flagship Rewards Review: Rewards, Benefits. Navy Federal Credit Union offers five credit cards: Platinum, GO REWARDS®, Visa Signature® Flagship Rewards, Navy Federal More Rewards American Express® Card, and nRewards® Secured. 5% – better than most cash back cards. Navy Federal CashRewards Email Invitation Congratulations - Youre Approved! You have been approved for a Visa Signature cashRewards card from Navy Federal. Meanwhile, cardholders with lower scores are charged a maximum APR of just 18%. The Go Rewards card charges cardholders with the best credit scores just 8. Navy Federal Go Rewards Credit Card. credit score 690-850 (Good - Excellent) See your approval odds Rates & fees Rates, fees and offers Annual fee $49 Rewards rate 2x-3x. Navy Federal >A Guide to Choosing Your First Credit Card. 99% intro APR on purchases for 6 months, then 11. Key Takeaways Credit & Debit Card Resources Credit & Debit Card Basics Avoid Rookie Credit Mistakes Credit & Debit Card Basics 5 Credit Card Mistakes to Avoid Credit & Debit Card Basics Average Credit Card Debt: Where Do You Fall?. Navy Federal Credit Union Go Rewards credit card review>Navy Federal Credit Union Go Rewards credit card review. Earn a solid, straightforward 1. 00% APR and will vary with the market based on the U. As you shop for cards, pay attention to the APR, which is the cost of using the card’s credit line. Offer valid for cardholders issued new Navy Federal GO REWARDS credit card accounts. While each card has different features and rewards, the minimum recommended credit score for all of them is 700. Give 6 months or so of working with you have before applying again Message 3 of 9 3 Kudos ToughFistFight Frequent Contributor 03-23-2018 10:17 PM Re: Chances of approval with Navy Federal. Navy Federal Credit Card>Credit Score Needed for Navy Federal Credit Card. The Navy Federal Credit Union Platinum credit card offers a low variable APR between 8. 00% APR, are based on product type and creditworthiness, and will vary with the market based on the U. All other Navy Federal Credit Card rates range from 10. The odds that Navy would go from $800 to $25k on one request are more than likely astronomical. 00%, Variable Intro APR N/A Rec. Give 6 months or so of working with you have before applying again Message 3 of 9 3 Kudos ToughFistFight Frequent Contributor 03-23-2018. It is also worth noting that the Navy Federal GO Rewards Credit Card requires good credit or better for approval. 99% to carry a balance, which is one of the lowest rates you can get on a rewards credit card. For this reason, anyone spending. The Go Rewards card charges cardholders with the best credit scores just 8. 6 Best Navy Federal Credit Union Credit Cards of 2023. Annual Fee: $49 annually Purchase Intro APR: None Regular APR: 13. Rewards redeem as soon as. Apply Now Platinum If you know you’ll maintain a balance on your credit card, you’ll want. Competitive annual percentage rate (APR). Cashback Rewards Visa I have been getting several invitations to apply for this card, but knowing my credit score i thought i wouldnt get approved. Your Navy Federal Credit Union Visa Signature® Flagship Rewards Credit Card approval odds are good if you have a credit score of 750+, which is considered excellent credit. Re: Navy Federal If you have positive history with NFCU then you probably have decent odds at approval. Approval odds for this card will also be influenced by your annual income and existing debts. Points can be redeemed for cash, travel, gift cards and merchandise. Rewards are earned on eligible net purchases. Navy Federal Credit Union offers a variety of credit card options that can help you maximize your rewards earnings. At the card’s average redemption rate, that’s equivalent to a return on spending of 2. Navy Fed GO BIZ REWARDS Credit Card for New LLC. Get the Navy Federal Credit Union® GO REWARDS® Credit Card card today. The most compelling reason to apply for Navy Federal Credit Unions Go card is its consumer-friendly pricing. Here are some reasons you might decide to get your first credit card: Building credit for a healthy financial future. The most compelling reason to apply for Navy Federal Credit Union’s Go card is its consumer-friendly pricing. Navy Federal Credit Union vs. All other Navy Federal Credit Card rates range from 10. At Navy Federal, members can request a personal loan of $250 to $50,000, with an APR that starts at 7. 5% cash back for cardholders without direct deposit. Earn $250 bonus cash back when you spend $3,000 within 90 days of account opening. Approval odds The Citi Double Cash Card is recommended for users with good to excellent credit, so you need a FICO score of 670 or higher or a VantageScore of 661 or higher for the best approval odds. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. No fees for ATM cash advances if performed at a Navy Federal branch or an ATM. Earn 3 points per $1 spent at restaurants, 2 points per $1 on gas and 1 point per $1 on everything else with no limit on the total number of points you can earn. Earning Rates Up to 3x. Rewards Rate: 1x Points per dollar spent on eligible net purchases. For example, Navy Federal Credit Union’s nRewards® Secured card offers point rewards while you build your credit, with the option to upgrade to cash rewards after six months of good credit history. Approval odds for this card will also be influenced by your annual income and existing debts. Navy Federal can help you take control of your credit and even suggest the best credit cardfor you. 00%, Variable Penalty APR: Up to 18. Navy Federal Visa Signature Flagship Rewards Review>Navy Federal Visa Signature Flagship Rewards Review. credit score 630-850 (Average - Excellent) See your approval odds Rates & fees Rates, fees and offers Annual fee $0. The $49-annual-fee Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card earns 3 points per $1 spent on travel and 2 points per $1 on all other purchases. At Navy Federal, members can request a personal loan of $250 to $50,000, with an APR that starts at 7. Give 6 months or so of working with you have before applying again Message 3 of 9 3 Kudos ToughFistFight Frequent Contributor 03-23-2018 10:17 PM Re: Chances of approval with Navy Federal. There are no prepayment penalties or origination costs, but there is a late fee. As of 05/01/2023, rates range from 13. The Go Rewards card charges cardholders with the best. Your Navy Federal Credit Union Visa Signature® Flagship Rewards Credit Card approval odds are good if you have a credit score of 750+, which is considered excellent credit. Navy Federal Approval Chance? In the process of approval for membership with Navy Federal and was wanting to try to apply for a credit card with them! TU is 679 2%UTI 1 Collection 100 payment history 3 Hard Inquiries 6 months age tho Retail cards Rewards cards Message 1 of 36 3 Kudos All forum topics Previous Topic Next Topic Previous 1 2 3 4 Next. Navy Federal Credit Union GO REWARDS® Credit Card Review. Navy Federal GO REWARDS’ Outstanding Benefits Cell phone protection: If you use the card to pay your monthly cell phone bill, you’ll get up to $600 in coverage per claim ($1,000 total per. 00% variable Credit Score Good/Excellent Pros No. As a Navy Federal member, you have options when it comes to your credit card rewards. Navy Federal Credit Union GO REWARDS® is an option for those, who need Classic features. This is a very popular card that people apply for because it comes with 10,000 bonus po. Then, sign in to your account and follow the. Youll have access to free credit scores and free credit reports, both updated daily. 99% and 18% on purchases and balance transfers. 99% intro APR on purchases for 9 months, then 14. Give 6 months or so of working with you have before applying again Message 3 of 9 3 Kudos ToughFistFight Frequent Contributor 03-23-2018 10:17 PM Re: Chances of approval with Navy Federal. You can check your credit score by signing up for a free WalletHub account. NFCU GO Rewards Credit Card earns up to 3x points (3 points per $1 spent) at restaurants. I currently have 640 score with 3 collections totaling roughly $1250 and most of my credit cards maxed out with limits of only 1400. Point-of-Sale Limit: $3,000 per day. How To Check For Navy Federal Credit Card Pre. Earning rewards on a secured card is rare but what really makes this card shine is. 11 Best Balance Transfer & 0% APR Credit Cards of May 2023. Navy Federal Credit Union® cashRewards Credit Card 3. For high approval odds you need to have Fair to Excellent (580-799) credit score. As of 05/02/2023, nRewards® Secured card rate is 18. However, Navy Federal also offers options for people with bad credit. Because it’s a credit union, you must be an active member to be eligible for one of its loans or. And they have 0%APR for only 6 months. Get the Navy Federal Credit Union® GO REWARDS® Credit Card card today. The Go Rewards card charges cardholders with the best credit scores just 8. The Navy Federal GO REWARDS® Credit Card * offers 3 points per dollar at restaurants, 2 points per dollar on gas and 1 point per dollar on everything else. Navy Federal Cash Rewards Finally worked up the nerve early this morning to apply for the Cash Rewards card. Navy Federal Credit Limit Somewhat Increased, Shou >Navy Federal Credit Limit Somewhat Increased, Shou. Navy Federal Credit Union Platinum Credit Card 4. The Navy Federal Credit Union GO REWARDS® Credit Card is a rewards-earning credit card with no annual fee. With a relatively low APR and a solid rewards program redeemable for cash back, award travel, merchandise, it’s a great choice for folks seeking a greater variety of credit card rewards. 00% and $0 annual fee this credit card can easily cover your simple everyday demands. Yeap and I have 2 collections both are medical and at that point 10 inquiries so I would do pre approval and go for the GO REWARDS card if offered Reply ilovep2019 •. credit score 690-850 (Good - Excellent) See your approval odds Rates & fees Rates, fees and offers Annual fee $49 Rewards rate 2x-3x. I applied today, less than six months later, for a Navy Federal CashRewards Mastercard and got approvedagain for $25,000!. Cashback Rewards Visa I have been getting several invitations to apply for this card, but knowing my credit score i thought i wouldnt get approved. The Visa Signature Flagship Rewards credit card comes with a $49 annual fee (waived the first year) along with an APR between 9. 8 NerdWallet rating Learn more Annual fee $0 Intro APR N/A Regular APR 14. Your rate within that range is based on your credit profile. Citi® Double Cash Card review. Variable APRs apply to purchases, balance transfers, and convenience checks. And youll get a pretty good idea of your chances. See your approval odds Rates & fees Rates, fees and offers Annual fee $0 Rewards rate 1x Bonus offer N/A Intro APR N/A Ongoing APR APR: 18. 00% Variable Balance Transfer APR: 12. With a Navy Federal rewards credit card, you earn at least 1 point per dollar or up to. 75% in cash back when you open a bank account with Navy Federal and set up direct deposits. Rewards Details. Navy Federal More Rewards American Express® Card At a Glance Maximize your everyday spending with 3X points at supermarkets, 3X points on gas and transit, 3X points at restaurants and 1X points on everything else. The Navy Federal Credit Union Platinum credit card offers a low variable APR between 8. Your credit line will be $8,400. Annual Fee: $ 0 Rate: Variable APR 3 14. A Guide to Choosing Your First Credit Card. 2x Points per dollar spent on gas. For example, Navy Federal Credit Union’s nRewards® Secured card offers point rewards while you build your credit, with the option to upgrade to cash rewards after six months of good credit history.